DeltaCare USA Enhanced and Delta Dental PPO Level II Enhanced Plans Benefits Comparison

For eligible employees in the following categories: Units 1, 2, 3, 4, 5, 6, 7, 9 and C99, M98, M80 and FERP Annuitants

 

 

DeltaCare USA

Enhanced Plan Charges:

 

Delta Dental PPO of California

Enhanced Level II Plan Pays:

Preventive and Diagnostic Dentistry

Prophylaxis (cleaning)

Fluoride Application

Oral Exams

Space Maintainers

Emergency Office Visits

X-rays

 

(No Deductible)*

No charge – limit 2 per 12 months

No charge – only to age 19

No charge

No charge

No charge

No charge (Full mouth X-rays: 1 set per 24 consecutive months.  Bitewings: 1 set (4 films) per every 6-month period.)

 

(No Deductible)*

100% of UCR – limit 2 per 12 months+

100% of UCR

100% of UCR – limit 2 per 12 months

100% of UCR (without deductible)

100% of UCR

100% of UCR (Full mouth X-rays: 1 set in a 3-year period.  Bitewings: 1 set per 12 months for age 18 and over.**)

Basic Dentistry

Fillings

Anesthesia

 

 

Injection of Antibiotics

Extractions

Oral Surgery

Endodontics

Periodontics

Denture Relining

 

(No Deductible)*

No charge for amalgam

Local – no charge; General – covered for extractions only and only when medically necessary

Not covered

No charge

No charge

No charge

No charge

No charge

 

(Deductible)*

80% of UCR

80% of UCR – limited to required anesthesia applied by dentist during oral surgery.

 

80% of UCR

80% of UCR

80% of UCR

80% of UCR

80% of UCR

80% of UCR

Prosthetic Dentistry

Crowns

Prosthetic Appliance Repair

Dentures

Bridges

 

(No Deductible)*

No charge, except lab cost of precious metals

No charge

No charge

No charge, except lab cost of precious metals

 

(Deductible)*

80% of UCR

80% of UCR

80% of UCR

80% of UCR

Maximum Benefit for Preventive, Basic and Prosthetic Dentistry

 

No maximum*

 

$2,000 per calendar year per person

Orthodontics

 

(No Deductible)*

$1,400 maximum co-payment (for covered children up to age 23).  $1,600 maximum co-payments for adults.  Plus $350 start-up costs for 24-month treatment plan.

 

(No Deductible)*

50% of UCR.  $1,000 maximum per patient per case (for employees, spouse and dependent children).

Special Provisions, Limitations, Exclusions

Work in progress when you join

 

 

Predetermination of benefits

 

 

Alternative to treatment provision

 

 

Referral to specialist

 

Missing teeth

 

Out-of-area emergency

 

 

Deductible

 

 

 

 

 

Prosthetic replacements

 

 

Not covered.  (Examples: in-progress orthodontics, root canals started, teeth prepped for crowns, etc.)

 

Not required

 

 

May be additional cost.

 

 

Approval is subject to review by dental consultant.

 

No exclusion against replacing missing teeth.

 

Maximum of $100

 

 

No deductible

 

 

 

 

 

Limited to one each 5 years.

 

 

Only covers charges for services the member receives on and after effective date of coverage.

 

Not required; however, suggested for services proposed over $100.

 

If dentist determines alternative treatment is necessary, approval is subject to Delta review.

 

N/A

 

No exclusion against replacing missing teeth.

 

Out of California – submit dentist’s billing statement to Delta Dental of California.

 

$50/person up to maximum of $150/family deductible per calendar year for both basic and prosthetic dentistry. Any part of deductible satisfied during last 3 months of calendar year is credited toward the next calendar year deductible.

 

Limited to one each 5 years.

 

*Refer to the Evidence of Coverage (EOC) booklet.   **Children under 18 are eligible for 2 sets of bitewing x-rays in a 12-month period. 

There is a $500 maximum, per year, per child for pedodontic procedures only when performed by a specialist (applies to DeltaCare USA only).   

+Under certain guidelines Delta Dental participants who are pregnant are eligible to receive an additional cleaning and/or periodontal examination in a calendar year.