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Teacher Loan Forgiveness/Repayment Programs

If you have borrowed a Federal Student Loan that is in good standing (Stafford/Direct/Perkins) and you intend to teach in the K-12 school system full-time, you may qualify for two Loan Forgiveness Programs.

1. The Assumption Programs of Loans for Education (APLE) from the state of California will assume up to $11,000.00 of your debt, with incentives that could increase the assumption to $19,000.00. Visit the APLE website or contact the College of Education at (310) 243-2831 for more information.
2. The Federal Teacher Loan Forgiveness Program offers cancellation of up to $5,000.00 of your Stafford/Direct loan for five years of teaching in a low-income school and up to $17,500.00 if you teach math, science or special education in high school or special education in elementary school. To learn more, visit the Federal Student Aid website.

While both programs are available, you may not combine them for the same loan amounts (they cannot assume and forgive the same loan).