Need help choosing a medical plan? Log in to your MyCalPERS to use the Find a Medical Plan tool.
Health Maintenance Organizations (HMOs)
Employees select a primary care physician who coordinates all care including referral to specialists.
Anthem Blue Cross Traditional HMO California & Anthem Blue Cross Select HMO California
Dedicated to delivering quality care and great value.
Both plans offer 360° Health, a program that helps members become involved in their health and wellness.
For more information, call (855) 839-4524.
Blue Shield Access+ HMO
Access to more than 11,000 personal physicians and 300 hospitals.
No annual deductible; copayment at each physician visit.
For more information, call (800) 334-5847.
Blue Shield Trio HMO
The Trio plan is designed to give you affordable access to a quality, local network of doctors and hospitals in six counties*-- Los Angeles, Sacramento, El Dorado, Placer, Nevada and Yolo.
No annual deductible; copayment at each physician visit.
For more information, call (800) 334-5847.
Health Net Salud y Mas California and Health Net SmartCare California
Budget-friendly HMO plans with a tailored list of quality providers for selected California counties.
Ideal for employees who want one primary care physician to coordinate all their medical care.
For more information, call (888) 926-4921.
Kaiser
Integrated health care system.
No annual deductible; copayment at each physician visit.
For more information, call (800) 464-4000.
Sharp Performance Plus California
Local HMO plan serving residents of San Diego.
Commitment to healthcare delivered in a convenient and cost-effective manner.
For more information, call (855) 995-5004.
United Healthcare Alliance HMO California
Quality patient-centered healthcare at lower costs.
Distinct network of providers offers collaborative care and health management.
For more information, call (877) 359-3714.
Western Health Advantage HMO
Offers an affordable health plan with a quality network and flexibility.
Access to:
Mercy Medical Group
Woodland Clinic
Hill Physicians
NorthBay Healthcare
Meritage Medical Network
For more information, call (888) 942-7377.
Preferred Provider Organization (PPO)
PERS Platinum
(administered by Anthem Blue Cross of California)
Choose your health care providers and pharmacy without referral.
Offers significant savings through a preferred provider network (doctors and hospitals that agree to charge a pre-negotiated rate for everyone on the plan). Non-network providers may be used, but co-payments will be higher.
PERS Choice pays 80 percent of allowable amount (in-network), member pays 20 percent; cop-pays are applicable.
PERS Care pays 90 percent of allowable amount (in-network), member pays 10 percent; co-pays are applicable.
Annual deductibles must be met before some benefits apply.
For more information, call (877) 737-7776.
PERS Gold
(administered by Anthem Blue Cross of California)
Same level of benefits as PERS Choice at a lower monthly premium cost.
Not available out-of-state.
Access a list of preferred providers through the PERS Select network.
For more information, call (877) 737-7776.
Exclusive Provider Organization (EPO)
Anthem Blue Cross EPO
Available only in Del Norte County
Same Benefits as Anthem Blue Cross Traditional HMO Plan
For more information, call (855) 839-4524
Blue Shield Access+ EPO
Available only in Colusa, Mendocino and Sierra counties
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